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COLLEGE PLANNING : : Paying for College

The first question that usually come to mind when people decide to further their education is "How am I going to pay for college?" Let's face it, college is expensive!

The most stressing part of college planning is college tuition costs. To help, we have listed some tips and advice on ways to budget for your upcoming college years without having to sell your personal items.


You're going to need to create a budget, especially since your income may not be steady. Outline your one-time expenses like tuition, books, room and board, and any other fees. Then record those expenses that are recurring, such as food, entertainment, transportation, clothing, and even insurance. It's easy to overlook the everyday items, so be thorough in your preparation.

Grant and Scholarship Search

You can start by searching for scholarships or grants.

Government: The government is one of the largest providers of free money for prospective students, but they're not always easy to find.

Private Corporations: Many private corporations provide scholarships or grants to full-time students who are family members of employees.

Local Resources: Local politicians, businesses and clubs will often-times help pay for college for a number of recent or soon-to-be high school grads. The public library is one good way to find out what local resources might be available. Call the YMCA, local business clubs or successful local businesses and ask if scholarships are available.

Scholarships and grants are not always easy to find, but some determination and effort will go along way and pay off big for most students.

Letting An Employee Pay For College

Many companies nowadays have tuition payment or tuition reimbursement as a benefit for its employees. In fact, although this benefit used to be rather rare for entry level positions, it is becoming more and more common as a way to lure bright, young talent into the fold!

Of course this means that the student will more than likely have to work full time, which means that a college plan may take longer than four years, but as a method to graduating without college debt, it is one of the best ways to go!